Thinking about investing? Here are some useful terms that you will see often, and learn more about the others here: https://www.rsic.sc.gov/what-we-do/glossary-of-investment-terms.html
about 2 months ago, TRIO Talent Search
RSIC Retirement System Investment Commission. Asset-based securities: A security whose value and income payments are derived from, and collateralized by, a specified pool of underlying assets, such as loans, leases, credit cards, and royalties. Diversification: A strategy of reducing exposure to risk by combining a wide variety of investments within a portfolio. Leveraged Buyout(LBO): The purchase of a controlling interest in a corporation in order to take over assets and/or operations. Management Fee: A management fee is charged by an investment manager for managing an investment fund. This is the manager’s compensation for their expertise selecting investment products and managing the portfolio. Public Equity: Shares that trade on public exchanges or “over-the-counter.” Ticker: Each publicly traded common stock in the U.S. receives a short abbreviation that identifies it, known as its stock symbol or stock ticker symbol. Some stocks have single-letter ticker symbols while. Learn more terms with the link provided!
This month our Junior High Students got the chance to dine at the Medieval Times for lunch and a Tournament. Here are some of our photos of the great time we had!
2 months ago, TRIO Talent Search
Medieval Times Dinner & Tournament. Schaumburg, IL. May 15th, 2024
First-Generation students! We have scheduled an Inspirational workshop, with Tamam Waritu presenting, just for you! Get information, encouragement and new skills to tackle your dreams, just sign-up here now: https://form.jotform.com/241415134065043
2 months ago, TRIO Talent Search
First-generation Inspirational workshop. Date, Time, Location: June 21st, 2024 from 8:30 a.m. - 4 p.m.  at KCC’s Main Campus Transportation is limited to 20 spots. Presentation given by Tamam Waritu. Tamam Waritu: As a first-gen/low-income student himself, Tamam is a dedicated  Student Trainer to helping those like you, for whom he sees great potential.  Since earning a Master's degree from Harvard, Tamam has been inspiring, empowering, and transforming the lives of thousands of first-gen, low-income students on hundreds of college campuses over the years.
TALLER INSPIRADOR PARA  primera generacion. Fecha, Hora, ubicacion: 21 de junio, 2024 de 8:30 a.m. - 4 p.m. en KCC Transportación limitada para 20 personas. Presentacion dada por Tamam Waritu. Tamam Waritu: Como estudiante de primera generación y de bajos ingresos, Tamam es un formador de estudiantes dedicado a ayudar a aquellos como usted, en quienes ve un gran potencial. Desde que obtuvo una maestría en Harvard, Tamam ha inspirado, empoderado y transformado las vidas de miles de estudiantes de primera generación y de bajos ingresos en varios lugares universitarios a lo largo de los años.
"Women’s Health Month is a great time to prioritize your health and to educate yourself on the most common health risks women face" - Myallyhealth. Learn more about it here: https://myallyhealth.org/about/blog/may-is-womens-health-month/#:~:text=The%20month%20of%20May%20is,as%20Women's%20Health%20Awareness%20Month.
2 months ago, TRIO Talent Search
Women's Health Month. Common health concerns for women. Cancers - breast, cervical, and ovarian. Mental health, diet, cardiovascular disease, sexual and reproductive health, physical activity, osteoporosis. learn more about these concerns with the link provided. myallyhealth.org
Going to college and accruing debt can seem very scary however there are different ways you can tackle these common issues, Learn one way to do it here:https://www.financialsuccess.iastate.edu/2017/06/07/building-your-savings-the-snowball-factor/
2 months ago, TRIO Talent Search
The   Snowball  Factor. First, start by saving $1.00 a week for your first week. (Yep, that’s it! Just one measly buck.) Then, increase your contribution to $2.00 the following week, then $3.00 in the third week and so on. Repeat this pattern every week for an entire year, and you will end up with $1,378!   pER YOUR SITUATION YOU CAN STOP ADDING ADDITIONAL DOLLARS TO SAVE IF YOU CANNOT AFFORD TO PUT $40 IN EACH WEEK TOWARD THE END. sO INSTEAD YOU MIGHT CONTINUE TO ADD $30 EACH WEEK UNTIL THE END OF YOUR GOAL OR WHEN YOUR FINANCIAL SITUATION CHANGES.  Iowa State University
This summer some of our high school students will get the chance to learn about the Physics of roller coasters and spend a day at Six Flags! Sign up here: https://forms.gle/SaNwQdUGQuM56AZw9
2 months ago, TRIO Talent Search
Rollercoasters week long program includes: Free lunch & transportation. Physics course, rollercoaster construction labs, nucleus instruction, and trip to six flags to see learning in action! June 24th - 27th 9 a.m. - 3 p.m. sign-up today! TRIO Talent search is funded by the U.S  department of education
Montanas rusas. ProgramA DE LA SEMANA InCLUYE:. Almuerzo y Transporte GRATUITO  Curso de Física Laboratorios de construcción de montana rusa Instrucción por Nucleus  Viaje a Six Flags para ver el aprendizaje en acción!  24 - 27 DE JUNIO  9 a.m .- 3p.m. REGISTARTE HOY! TRIO Talent Search está financiada por el Departamento de Educación de los Estados Unidos
Taking steps such as getting better sleep and setting healthy boundaries can help your mental health, but did you know that going on walks can also have a huge impact as well? Learn more with this link: https://www.webmd.com/fitness-exercise/mental-benefits-of-walking
2 months ago, TRIO Talent Search
Benefits of Walking: Improved sleep Better endurance Stress relief Improvement in mood Increased energy and stamina Reduced tiredness that can increase mental alertness Weight loss Reduced cholesterol and improved cardiovascular (heart) health. “Try to walk 3 days a week for 10-30 minutes at a time”  WebMD
Setting yourself up for financial success means that you create your rainy day fund! It doesn't have to take half of every paycheck either! Learn how you can start small here: https://www.consumerfinance.gov/an-essential-guide-to-building-an-emergency-fund/
2 months ago, TRIO Talent Search
emergency fund. 1 what is an emergency fund? 2. why do i need it? how much do i need? 3. How do I build it?  What are some strategies that have proven to help others in my position?
why? “Without savings, a financial shock—even minor—could set you back, and if it turns into debt, it can potentially have a lasting impact” - Consumer Financial Protection Bureau . how much? “You’ve heard it before –the recommended savings amount is to have 3 – 6 months worth of your monthly expenses saved up in an emergency fund. As for the students out there, let’s start with a more realistic goal. Let’s shoot for having $1,000 – $1,500 saved up total. This is an excellent number to start with, as that money could be set aside to help cover a potential car repair, a last minute textbook, or laptop fix” - Iowa State University
How do I built one? Set a goal: $1,000 or 6 months of salary. Regularly monitor your progress. Create a system for making constant contributions. Celebrate your successes! Create a new goal!
Strategies to build Emergency Fund. Manage your cash flow : The timing of when your cash is coming in (income) and going out (bills). Adjust the timing of your bills accordingly so you aren’t running short on money at the end of the week/month. Use the 1-time opportunities to save: EX: A tax refund or holiday & birthday cash . Choose to save it instead of spending it right away!  Make savings automatic. Through your bank set up automatic transfers to your savings account from your checkings account.  Caution: be observant of balances so you don’t accrue overdraft fees!  Save through work : When using the direct deposit option through work split your check up to the amount you want to go to savings vs. checkings before it even hits your bank account! cfbp consumer financial protection bureau
Have you signed up to attend our Summer Camp? We're learning about Social Emotional Learning and Horticulture with a free trip to the Forge Adventure Park. Sign-up now using this link: https://forms.gle/YjMNc75odXx2P1iX7
3 months ago, TRIO Talent Search
Junior HIgh Summer camp. June 10-13 9 a.m. - 3 p.m. Learn about: Plant science, Horticulture, Service projects, and mindfulness. Food   &  Transportation  Provided! 1 week with multiple indoor and outdoor activities. End of week trip!  Sign up now!  Only 20 spots available!Forge Park Lemont, IL. For More information, contact us : Talentsearch@kcc.edu. Talentsearch.kcc.edu. (815) 802-8750 100 College Drive Kankakee IL, 60901 Talent Search is federally funded by the Department of Education . KCC
Programa STEM de verano para grado siete y ocho. Aprender acera: pLANTaS horticultura Proyectos de Servicio Atención plena y sociomocional. 1 semana con múltiples actividades interiores y exteriores. Propocionamos almuerzo y transporte. ¡Viaje de fin de semana! Forge Park Lemont, IL ¡Regístrese hoy!  ¡Solo 20 lugares disponibles! Para mas información contactenos: Talentsearch@kcc.edu. Talentsearch.kcc.edu. (815) 802-8750 100 College Drive Kankakee IL, 60901El programa de TRIO Talent Search está financiada por el Departamento de Educación. KCC
This month is Better Sleep Month. Getting a good nights rest doesn't just feel great in the moment but also improves your mental health throughout the day too! Learn more on how you can get better sleep here: https://www.pchc.org/news-features/may-2021/better-sleep-month.html#:~:text=May%20is%20known%20as%20Better%20Sleep%20Month.
3 months ago, TRIO Talent Search
TIps to help you sleep better. StICk to a sleep Schedule. Relax before sleeping. Create a bedtIme ritual. Pay attentIon to what you eat/ drink. Create an optImal SleepIng area. LImIt naps durIng the day. DaIly physIcal actIvIty. Learn more about these tIps In the lInk attached! PCHC.
Investing is a common practice that many partake in, however, it is something that requires a lot of research before you begin! Learn more on how you can get started with this link: https://www.sec.gov/files/13thingstoknowaboutinvesting.pdf
3 months ago, TRIO Talent Search
INVESTOR BULLETIN 13 Things Everyone Should Know About Investing Whether you’re a first-time investor or have been investing for many years, there is some basic information you should know about investing. Below is a list of thirteen pieces of investing-related information that may help you make informed financial decisions and avoid common scams. Checking the background of an investment professional is easy and free. Details on an investment professional’s background and qualifications are available through the Investment Adviser Public Disclosure website and FINRA BrokerCheck. If you have any questions on checking the background of an investment professional, call the SEC’s toll-free investor assistance line at (800) 732-0330. It can be costly to ignore the fees associated with buying, owning, and selling an investment product. Expenses vary from product to product, and even small differences in these costs can translate into large differences in earnings over time. An investment with high costs must perform better than a low-cost investment to generate the same returns for you. In addition, some products are designed to be long-term investments. If you need your money early, you may need to pay substantial surrender fees. Diversification can help reduce the overall risk of an investment portfolio. By picking the right mix of investments, you may be able to limit your losses and reduce the fluctuations of your investment returns without sacrificing too much in potential gains. Some investors find that it is easier to achieve diversification through ownership of mutual funds or exchange-traded funds rather than through ownership of individual stocks or bonds. Paying off high-interest debt may be your best “investment” strategy. Few investments pay off as well as, or with less risk than, eliminating high-interest debt on credit cards or other loans. Promises of high returns, with little or no associated risk, are classic warning signs for fraud. Every investment carries some degree of risk and the potential for greater returns comes with greater risk. Ignore so-called “can’t miss” investment opportunities or those promising “guaranteed returns” or, better yet, report them to the SEC. Any offer or sale of securities must be either registered with the SEC or exempt from registration. Otherwise, it is illegal. Registration is important because it provides investors access to key information about the company’s management, products, services, and finances. While many companies that do not register or file reports with the SEC may be legitimate investments, you assume more risk when you Investor Assistance (800) 732-0330. www.investor.gov
invest in a company about which little or no information is publicly available. Smart investors will always check whether an offering is registered with the SEC by using the SEC’s EDGAR database or contacting the SEC’s toll-free investor assistance line at (800) 732-0330. It can be risky to invest heavily in shares of any individual stock. In particular, you should think twice before investing heavily in shares of your employer’s stock. If the value of your employer’s shares declines significantly, or the company goes bankrupt, you may lose money and there’s a chance you might lose your job, too. Active trading and some other very common investing behaviors actually undermine investment performance. According to researchers, other common investing mistakes include focusing on past performance, favoring investments from your own country, region, state or company, and holding on to losing investments too long and selling winning investments too soon. Research shows that con-artists are experts at the art of persuasion, often using a variety of influence tactics tailored to the vulnerabilities of their victims. Common tactics include phantom riches (dangling the prospect of wealth, enticing you with something you want but can’t have), source credibility (trying to build credibility by claiming to be with a reputable firm or to have a special credential or experience), social consensus (leading you to believe that other savvy investors have already invested), reciprocity (offering to do a small favor for you in return for a big favor) and scarcity (creating a false sense of urgency by claiming limited supply). Some investments provide tax advantages. For example, employer-sponsored retirement plans and individual retirement accounts generally provide tax advantages for retirement savings, and 529 college savings plans also offer tax benefits. Individuals who are interested in learning about the tax impact of their investment decisions should consult their tax adviser or visit the IRS website. Mutual funds, like other investments, are not guaranteed or insured by the FDIC or any other government agency. This is true even if you buy a mutual fund through a bank and the fund carries the bank’s name. The key to avoiding investment fraud, including scams that target specific groups, is using independent information to evaluate financial opportunities. We see too many investors who might have avoided trouble and losses if they had asked questions from the start and verified the answers with sources outside of their family, community, or group. Unbiased resources are available to help individuals make informed investing decisions. Whether checking the background of an investment professional, researching an investment, or learning about new products or scams, unbiased information can be a significant advantage for investing wisely. A good starting point for this information is the SEC’s Investor.gov website. The Office of Investor Education and Advocacy has provided this information as a service to investors. It is neither a legal interpretation nor a statement of SEC policy. If you have questions concerning the meaning or application of a particular law or rule, please consult with an attorney who specializes in securities law.
SEC Office of Investor Education and Advocacy
U.S Securities and exchange commission MCMXXXIV
SACHS Students! Join us this month as we go over Professionalism and Mental health! Join us during your lunch hour on May 3rd & 10th and get a free Jimmy John's sandwich!
3 months ago, TRIO Talent Search
 Presenting the dates of the May 2024 SACHS Lunch & Learns. In the cafeteria during your lunch hours! May 3rd - Mental Health & Professionalism. 10th Combating "Summer Brain Drain" 11:30 a.m. - 12 p.m. 12:15 p.m. - 12:48 p.m. FREE small Jimmy John’s Sandwich, first come first serve!
Wondering how you can help yourself overcome the stressful obstacles in your life that is affecting your mental health? Check out some of these articles that walk you through overcoming those mental barriers: https://mhanational.org/mental-health-month/learn-more
3 months ago, TRIO Talent Search
Latest Articles. MHA Mental Health America. 4 Things Likely Affecting Your Mental Health, And 4 Things You Can Do About It. Negative News Coverage And Mental Health. Things You Can Say When You're Not "Fine". What To Say When Someone Tells You They're Fine, But They're Not. Use the link provided to access articles!
Are you a Black student with a GPA of 3.0 or higher and plan to attend a HBCU to study Science or Engineering in the Fall? Check out this Scholarship that is due June 15th! https://www.dfbsstscholarship.org/dfb_sch.html
3 months ago, TRIO Talent Search
Are you thinking about entering the construction industry or building trades? Check out this training provided by the Illinois Department of Commerce: https://dceo.illinois.gov/illinoisworks/preapprenticeship.html
3 months ago, TRIO Talent Search
Illinois works Pre-apprenticeship program.  Illinois Department of Commerce & Economic Opportunity. At the completion of the program, a diverse group of qualified candidates will gain new skills and be work-ready for careers in the construction industry and building trades.
Last month some of our High schoolers went on our trip to Chicago to the Shedd Aquarium, here are some photos!
3 months ago, TRIO Talent Search
Shedd Aquarium. Our trip to Chicago to visit the Shedd Aquarium was full of exciting shows and tons of excitement!  Thank you to those you came! 3/29/2024
Celebrate National Earth month by thinking of how your efforts can also go to helping you, such as creating and maintaining a garden. Learn more here: https://www.mayoclinichealthsystem.org/hometown-health/speaking-of-health/dig-into-the-benefits-of-gardening
3 months ago, TRIO Talent Search
Dig into the benefits of gardening. Increased Exercise Improved Diet  Time in Nature helps people to breathe deeper which helps to clear out the lungs, improve digestion and immune responses Reduced Stress Levels Building a social connection Mayo Clinic Health Systems
Thinking of ways you can give back to your community as you expand your knowledge of Psychology and Sociology? Use this link on how you can with Clove Alliance: https://clovealliance.org/volunteer/
3 months ago, TRIO Talent Search
Clove alliance Volunteer opportunities. 24/7 Crisis Hotline Advocate Events & Special Projects Advocate Front Desk Advocate. free 40-hour Sexual Assult Crisis Intervention requierd to become clove alliance volunteer. Apply with the link provided or at Clovealliance.org/volunteer/
Last call Junior High Students! Sign up now to attend our trip to Medieval Times in Schaumburg, IL on May 15th here, if you haven't already: https://forms.gle/LrsPYhSewo6Eb6rt8
3 months ago, TRIO Talent Search
Medieval Times. Schaumburg, IL 15 mayo 2024 7:30 a.m. - 4 p.m. ¡Disfruta del almuerzo y un espectáculo! ¡Regístrate hoy! Medieval Times  Dinner & Tournament. El programa de TRIO Talent Search está financiada por el Departamento de Educación
Medieval Times. Schaumburg, IL May 15 2024. Enjoy  Lunch and a Show!  Sign-up now! Medieval Times Dinner & Tournament. TRIO Talent Search is funded by the U.S. Department of Education
Join Us To Celebrate Arab American Heritage Month by learning about their culture with the link provided! https://www.pbs.org/articles/celebrate-arab-american-heritage-month
3 months ago, TRIO Talent Search
Arab American Heritage Month. Mon April 1 - Tues April 30. Join Us To Celebrate Arab American Heritage Month by learning about their culture with the link provided! PBS