Do you think a college student should prioritize a debit or credit card? Let us know what you think in the comments! Learn more about the differences with this link: https://shorturl.at/d5vHj
over 1 year ago, TRIO Talent Search
investopedia. are you ready? debt, liability, borrowing/repayment, fees, checking account linked. Going to college is a huge step towards independence. Make sure you’re ready by understanding the difference and the benefits of credit and debit cards! credit cards: line of credit offering borrowed funds that must be repaid. helps build credit history, not liable for more than $50 if credit card is lost or stolen due to the fair billing act. may have to pay fees for foreign transactions, late fees, and cash advances. a debt instrument for financial transactions instead of cash. Versus Debit cards: Best for people trying to budget or prevent debt accumulation. linked to a checking account, may have to pay fees when using an ATM out of network or an overdraft. liability of losing funds is tied to how quickly you act to report stolen card, funds pulled directly from your bank account, can be used anywhere credit cards are permitted. Investopedia
TRIO Talent Search is here to help you through your High School years, but guess what? TRIO Student Support Service (SSS) is here to help you through your college years! Does your intended college have a SSS program for you to join? Here are just a few colleges/universities in Illinois that have this program! Check out your intended college's website to learn more or talk to an admissions advisor to get more help!
over 1 year ago, TRIO Talent Search
TRIO SSS Programs at 4 year universities in IL. 1 University of Illinois at Chicago. 2. Illinois state university. 3. Northeastern Illinois University. 4. Southern Illinois University. 5. Eastern Illinois university. 6. Northern illinois university. 7. University of Illinois at Urbana- Champaign
Cyber security is critical when accessing the internet. Make sure you are protecting yourself with these steps.
over 1 year ago, TRIO Talent Search
Keep your sensitive information secure. Never share confidential information Guard information on social media Use strong passwords Use multi-factor authentication Use secure WI-FI only Access secure webpages only Be wary of phishing Upgrade software often
Do you know what "Good Debt" is? How about "Bad Debt"? Check out this post and website to learn about the differences! https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp#:~:text=Debt%20that%20helps%20put%20you,improve%20your%20overall%20financial%20situation.
over 1 year ago, TRIO Talent Search
investopedia. Debt management guide. Swipe to learn. investopedia.
Investopedia. good debt. Education The more education you have, the greater your earning potential A Businesses If your business succeeds you’ll be able to pay off your debt Your Home During the time you live in your home you are building equity and potential for tax breaks Could become an asset if you begin renting out your home
investopedia. bad debt: Clothes and Consumables Usually bought with a high-interest credit card Boats Depreciates quickly and comes with an array of other expenses, such as maintenance Vacations After the vacation, besides the memories, you’ll have little left that’s tangible Cars Depreciates quickly and could contain a high interest rate
Investopedia. other types of debt. Borrowing to pay off debt Debt consolidation loans typically have a lower interest rate than most credit cards, so they allow you to pay off existing debts and save money on future interest payments. The key, however, is making sure that you use the cash to pay off debts and not for other spending. Borrowing to Invest If you have an account with a brokerage firm, then you may have access to a margin account, which allows you to borrow money from the brokerage to purchase securities. Buying on margin, as it’s called, can help make you money if the value of the security increases. However, it can ultimately cost you money if the security loses value. This type of debt isn't ideal for inexperienced investors or those who can’t afford to lose money.
Managing debt If you are carrying debt, you can develop a budget based on your income and expenses to help ensure that you can afford all your monthly payments. Then, you can work toward identifying which debt you should pay down first and allocate your extra funds toward that debt. You also can use debt consolidation to help manage debt. With this strategy, you pay off your loans with a loan with a lower interest rate. That way, you can pay your debt faster and save on overall interest. If you can't afford to pay your debt, you might want to consider debt settlement with your lender. You can use a reputable debt settlement company to negotiate with lenders to pay a lower amount on a delinquent account. As a last resort, you could file for bankruptcy. Be aware that both debt settlement and bankruptcy will negatively affect your credit score—often for years. investopedia. Use the link provided to access the “Develop a Budget” tool!
Has your Junior High Student attended our homework lab yet? Have them join us for a study session and free snacks every Tuesday in the Guidance Office at KJHS! Transportation home if provided!
over 1 year ago, TRIO Talent Search
Kankakee Community College. TRIO Tuesdays Homework Lab. TRIO Talent search. Transportation provided upon request. These sessions are free for talent search students. Kankakee junior high guidance office 3-4 p.m. for more information: talentsearch@kcc.edu 815-802-8570. sign-up today by scanning this QR code! TRIO Talent Search is funded by the U.S. Department of Education
Today is National Curious Events Day! Take time today to think about what makes you curious and appreciate the unusual!
over 1 year ago, TRIO Talent Search
October 9th natural curious events day. Appreciate the unusual, paranormal or supernatural exploration, be genuinely curious about others, explore mysteries, discover similarities, dig into mysteries.
Writing Scholarship essays can be hard, but with a format to base your work on, things can get a little easier. Here are a few tips we have to share with you. Want in-person advice? Join our homework labs!
over 1 year ago, TRIO Talent Search
Pierce college. Possibilities. realized. writing a scholarship essay. general tips. organize your thoughts. create the outline. write the essay.
general tips. Writing Your Scholarship Application Essay 1. Plan ahead Don’t procrastinate! Give yourself plenty of time to review and edit your essay Be aware of the deadline date (i.e.: received vs. postmark) 2. Talk about your accomplishments Be clear and to the point Don’t brag or over-sell yourself 3. State your need What is your financial situation? Do you work? Do you receive support from your family? Do you receive financial aid? 4. Keep it simple Don’t use unnecessary words (i.e., don’t use three words when one will do) Don’t include unnecessary information just to “fill the page” 5. Make it easy on your reader Have someone else read your essay for clarity Write complete sentences and paragraphs Spell check your essay – make sure words are used correctly (e.g.,: “two,” “to,” “too;” or “there,” “their,” or “they’re;” “its” or “it’s,” etc.)
organize your thoughts. Who are you? Why are you who you are? What are you doing? What have you done? Where are you now? Where are you going? How are you going to get there? Why do you need a scholarship? How will it make a difference? How did you make the decision to continue your education?
Essay outline pt. 11. Introductory Sentence State your name What quarter you are in at Pierce College 2. Educational Objectives and Career Goals Identify your major Why did you choose this major? What will you do with a degree in this field? What career path have you chosen? Example: I have always enjoyed working with computers and I love to write. I’m pursuing a career in technical writing; this will allow me to pursue both interests - focusing on a viable career and doing something that I enjoy. 3. Brief Background Who are you? (not your name) – family, children, siblings, etc. How did you get to where you are today? What is important to you? Insert extra-curricular interests, volunteer work, hobbies – things that make you stand our or are unusual. Academic Accomplishments: GPA, level of difficulty of courses taken, types of courses taken, etc. Examples: During my free time, I volunteer at the Boys and Girls Club of Tacoma as a Big Sister. Much of my free time is spent with my children, teaching them by example that education is important. I am currently enrolled in 16 credit hours and I work two part-time jobs.
essay outline pt 2. 4. Need Why do you need a scholarship? How will it make a difference to you? Examples: Although I work two part-time jobs, I find it difficult to meet the financial demands of supporting myself and paying for an education. A scholarship will allow me to continue with school in the fall. My parents provide me with room and board, but because I have younger brothers and sisters, they cannot help me with my educational expenses. The money I earn at the car wash part-time is barely enough to cover my books and supplies. A scholarship would help a great deal. Receiving a scholarship would allow me to reduce the number of hours that I work at the daycare, which would then allow me more time to concentrate on my studies. 5. Conclusion Wrap it up with a simple sentence or two. You can include how your education to date has made a difference to you. End with a “thank you for allowing me the opportunity to apply.”
write your essay. ake the outline and begin with the first sentence (which may be the most difficult) and then just write to include everything you think is important. Don’t worry about the length of the essay at this point. Use your outline as a guide. 1. First Sentence (the most difficult part) Who, What, Where, When, Why Example: My name is Paula Henson and I am (applying, seeking, asking) for a scholarship for the Fall Quarter 2015. My educational objective is to graduate in 2016 with an Associate Degree in Marketing (or transfer to the University of Washington and obtain a degree in Business to pursue a career in Accounting). 2. Now go back and look at what you’ve written. Read it for content and organization of the information. At this point, it is probably too long. What can you eliminate and/or incorporate? Are you redundant? Are you too brief? Does this essay paint an accurate picture of YOU? 3. Spell check, spell check, spell check 4. Have someone else read your essay. Is it you? What do they think? 5. Do you like what it says about you? Reread it one last time and spell check it again! Remember: The essay is your chance to communicate your needs, accomplishments, goals, etc. The scholarship reviewers should be able to read your essay and feel as if they know you personally.
October is observed as ADHD Awareness month. Check out this website which provides fact sheets and other information on ADHD. This website also offers several resources for those wanting to learn more! https://chadd.org/
over 1 year ago, TRIO Talent Search
October 2024 ADHD awareness month. information and resources on ADHD. chadd.org . https://chadd.org/
What is Financial Aid? Read all about the different aspects of it in this post or check out the Student Aid Website for more information! Access it here: https://studentaid.gov/understand-aid/types
over 1 year ago, TRIO Talent Search
4 types of Financial Student aid. Grants: A grant is a form of financial aid that doesn’t have to be repaid (unless, you withdraw from school and owe a refund, or you receive a TEACH Grant and don’t complete your service obligation). A variety of federal grants are available, including: Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), Teacher Education Assistance for College and Higher Education (TEACH) Grants, and Iraq and Afghanistan Service Grants. work-study: The Federal Work-Study Program allows you to earn money to pay for school by working part-time. You’ll earn at least the current federal minimum wage. However, you may earn more depending on the type of work you do and the skills required for the position. Your total work-study award depends on when you apply, your level of financial need, and your school’s funding level. scholarships: Many nonprofit and private organizations offer scholarships to help students pay for college or career school. This type of free money, which is sometimes based on academic merit, talent, or a particular area of study, can make a real difference in helping you manage your education expenses. loans: A loan is money you borrow and must pay back with interest. If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. When you receive a student loan, you are borrowing money to attend a college or career school. You must repay the loan as well as interest that accrues. It is important to understand your repayment options so you can successfully repay your loan. Federal student aid. an office of the u.s department of education.
The City of Kankakee has coordinated an "Out of the Darkness" walk to prevent suicide on September 28th, this Saturday. Go out and show your support!
over 1 year ago, TRIO Talent Search
Walk with us to prevent suicide. Register today. Out of the Darkness Kankakee County Walk. Saturday, September 28th 1:00 p.m. Riverside Healthcare - 300 Riverside Dr. Bourbonnais, IL. American Foundation for Suicide Prevention. Out of the darkness community walks. Register or Donate at: afsp.org/kankakee.
Use Unigo to find personalized scholarships for your educational goals! Set up your account and get started with this link:
over 1 year ago, TRIO Talent Search
UNIGO. Find over 3.6 million scholarships & grants. Join for free. Unigo offers over 650K college reviews about colleges plus info such as tuition rates and school based questions and answers
🌟 Calling all Junior High students! Join us for a trip to Lincoln Park Zoo on September 30th! Don’t miss out—sign up here: https://form.jotform.com/242043626122041 🦁🌿
over 1 year ago, TRIO Talent Search
Kankakee Community College. Lincoln Park Zoo Tour. Get guidance from zoologist in the zoo's explore program. Transportation to the Zoo is provided by TRIO Talent Search. Lunch at the Zoo’s Cafe is provided by us as well! 9/30/2024. 8 a.m. - 4 p.m. Sign-up Today by scanning this QR code! TRIO Talent Search is federally funded by the U.S. Department of Education
Kankakee Community College. Zoologico Lincoln Park. Obtenga orientación de un zoólogo. en el programa de exploradores del zoológico. El transporte al zoológico lo proporciona TRIO Talent Search. ¡El almuerzo en el Café del Zoológico también lo proporcionamos nosotros! 9/30/2024. 8 a.m. - 4 p.m. ¡Regístrese hoy escaneando este código QR! TRIO Talent Search recibe financiación federal del Departamento de Educación de EE. UU.
Sign up for our September 23rd, 2024 FAFSA Completion workshop today! If you finish creating your FSA ID or FAFSA Application you will be eligible for a $25 gift card to Aldi or Speedway! Sign up here now: https://form.jotform.com/242314242317042
over 1 year ago, TRIO Talent Search
Kankakee Community College TRIO talent Search. Free $25 gift card to Aldi or SPEEDWAY. Free entry.Just complete your FSA ID and/or your FAFSA Application by September 29th, 2024 to be eligible! Sept. 23 Student & Parent FAFSA Completion Workshop at KCC. FAFSA Federal student aid. Sign up now! Event high lights. Student & Parent FSA ID Completion Assistance. FAFSA Application Completion Assistance. free gift card. TRIO Talent Search is federally funded by the U.S. Department of Education
Kankakee community college. TRIO Talent Search. .Tarjeta de $25 gratis para aldi o speedway.Entrada Libre . ¡Simplemente complete tu identificación FSA y/o tu solicitud FAFSA antes del 29 de septiembre de 2024 para ser elegible! 23 de septiembre. Taller para completar el FAFSA para padres y estudiantes en KCC. FAFSA Federal student aidRegístrate ahora! ¡Lo más destacado del evento! Asistencia para completar la identificación FSA para estudiantes y padres. Asistencia para completar la solicitud FAFSA. Tarjeta de $25 GRATIS. TRIO Talent Search está financiado federalmente por el Departamento de Educación de EE. UU.
September is suicide prevention month and even if you are not suffering it is important to be familiar with the helpline resources available to you and your loved ones! Here are just a few!
over 1 year ago, TRIO Talent Search
you're not alone. help is available. 211 get connected. get help. Just dial 211 on your phone or visit the website to find information and be connected to resources available in our community! 211 connects you to services including: Crisis and emergency counseling for mental health concerns, domestic violence, sexual assault, and human trafficking. Disaster assistance. more resources.
You’re not alone!Help is available. 988 suicide & crisis lifeline. 988. veterans crisis line dial 988 then press 1. 988 then press 1. disaster distress helpline 1-800-985-5990. SAMHA Substance abuse and mental health services administration. 1-800-622-help(4357) findtreatment.gov findtreatment.gov support for mental health is out there. find yours. findsupport.gov. findsupport.gov. september 2024 suicide awareness month.
Are you thinking about attending KCC next fall? Great choice! Fill out this scholarship before May 1st to enter over 200 scholarships!
over 1 year ago, TRIO Talent Search
KCC Kankakee Community College. Foundation Scholarship. Complete one online application to be considered for all eligible scholarships. Each year, $200,000 in scholarships are distributed among nearly 200 students by the KCC Foundation. Due 5/1/24 Complete forms here. 815-802-8570 talentsearch@kcc.edu 100 college dr. Kankakee IL. 60901
SACHS Students, We would like to invite you to join us on the first and third Friday of each month for our homework labs. All you have to do is show up! We hope to see you there next Friday!
over 1 year ago, TRIO Talent Search
Kankakee Community College. SACHS Fridays TRIO TALENT SEARCH LEARN DAILY LIFE SKILLS. TRIO staff will meet with students to discuss topics on Financial Literacy, Social-Emotional Learning, College and Career Preparation, and Test preparation! SANDWHICH AND DRINKS. Jimmy John’s sliders and drinks will be offered to students who participate in check-ins. eVERY 1ST AND 3RD FRIDAY TRIO Fridays at SACHS will take place in the cafeteria, during your lunch hour and your house period from 2:30 p.m. - 3 p.m. TRIO Talent Search is federally funded by the U.S. Department of Education
Kankakee Community College. vIERNES DE SACHS TRIO TALENT SEARCH. Aprenda habilidades para la vida en tiempo real. El personal de TRIO brinda tiempo para reunirse con los estudiantes y discutir temas sobre educación financiera, aprendizaje socioemocional, preparación universitaria y profesional, así como preparación para exámenes. Sándwich y bebidas. Se ofrecerán sándwiches y bebidas de Jimmy John’s a los estudiantes que participen. cada PRIMER Y TERCER viernes. Viernes de TRIO en SACHS se llevará a cabo en la cafetería durante la hora de almuerzo, igual en la sala de estudio de 2:30 p.m. - 3 p. m.TRIO Talent Search está financiado por el Departamento de Educación
Celebrate Hispanic Heritage Month by taking the time to learn more about Latino identity and historical legacies! Access this information here: https://latino.si.edu/learn/teaching-and-learning-resources/hispanic-heritage-month-resources/hispanic-heritage-month#:~:text=When%20is%20Hispanic%20Heritage%20Month,20%20years%20later%20in%201988.
over 1 year ago, TRIO Talent Search
hispanic heritage month. Use the Link provided to learn about different aspects of hispanic Heritage
Did you know that we partner with Nucleus and MethodIize Learning to offer free self-paced courses to our students on Financial Literacy skills? Start preparing yourself now by reaching out to us for your username and password. Email us at talentsearch@kcc.edu today!
over 1 year ago, TRIO Talent Search
TRIO Talent search Financial literacy resources. Reach out to us for your log-in information!
methodize. Financial Literacy Self-Paced Course (11 sections) . The Path to Wealth How to be wealthy 101 To make money, start with employment Use your income wisely Spend intentionally Pay yourself first. Pay yourself by saving Make your money work for you through investment Which investment is best Use credit and manage debt to build wealth Understand the taxes you pay
Nucleus Courses. Financial Literacy Self-Paced Course (21+ sections) Intro to Financial Literacy Income & Employment Saving money Banking Loans& Debt Student Loans Credit & Credit Scores Credit Cards Accounting Budgeting. Income taxes Investing Fundamentals Intro to economics How money works Economic Systems All about Capitalism Government & the Economy The Business Cycle The Federal Reserve The Global Economy
Check out our upcoming college readiness events and sign-up now!
over 1 year ago, TRIO Talent Search
KCC College Fair September 24th. 4 p.m. - 8 p.m. Check out over 60 different colleges from around the country Speak to admission counselors and recruitment specialists. Transportation Provided upon request. Reserve your seat by scanning this QR code! Explore KCC Day. October 14th 12 p.m. - 2 p.m. Check out KCC’s Riverfront Campus Learn about the several programs offered at KCC Talk with admissions and financial aid counselors. We encourage you to reserve your spot today! Sign your group up for a tour by scanning this QR code! FAFSA Completion Workshop. October 21st 2:45 p.m. - 5 p.m. Create your FSA ID (must be done 1 week before application is started) Complete the student portion of the application Invite your parent and complete the parental portion of the application Go over what your Student Aid Index (SAI) entails. Scan this QR code now to get started! *Complete your FSA ID and FAFSA before September 29 for a $25 Gas or Aldi Gift Card.
Feria Universitaria en KCC24 de septiembre. 4 p.m. - 8 p.m. Consulte más de 60 universidades diferentes de todo el país. Hable con consejeros de admisión y especialistas en reclutamiento. ¡Transporte proporcionado a pedido! ¡Reserva tu asiento escaneando este código QR! Día de Exploración en KCC 14 de octubre. 12 p.m. - 2 p.m. Echa un vistazo al campo Riverfront de KCC Conozca los diversos programas que se ofrecen en KCC Hable con consejeros de admisiones y ayuda financiera =. ¡Te recomendamos reservar tu espacio hoy! ¡Regístrese para un recorrido escaneando este código QR! Taller para completar el FAFSA 21 de octubre. 2:45 p.m. - 5 p.m . en KHS Crea su identificación FSA (debe hacerlo 1 semana antes de que se inicie la solicitud) Complete la parte estudiantil de la solicitud. Invita a tus padres y completa la parte de la solicitud para padres. Repasa lo que implica tu Índice de Ayuda Estudiantil (SAI). ¡Te animamos a invitar a tus padres o guardián a este evento! ¡Crea su identificación FSA antes de asistir a este evento! ¡Escanee este código QR ahora para comenzar! *Complete su FSA y FAFSA antes del 29 de septiembre para obtener una tarjeta de regalo de $25 para gasolina o Aldi.
Your Mental Health matters so make sure you are taking care of yourself! Here are 5 things you can prioritize: https://dcpsmentalhealth.org/prioritizing-your-mental-health-this-school-year/
over 1 year ago, TRIO Talent Search
5 WAYS TO prioritize your mental health this school year. swipe for more
Practice Mindfulness. Mindfulness is the practice of being present in the moment and aware of your thoughts and emotions. It is a tried and tested practice known to help students manage stress and anxiety. Consider setting aside some time daily to practise mindfulness, even if it’s just for a few minutes. There are several mobile apps like Headspace and Insight Timer chat can help you get started with mindfulness. Mindfulness can also be practiced during activities like walking, cooking, and even cleaning. 01
Get Enough Sleep. Sleep is essential for your mental and physical health. As a student, it’s easy to get lost in your academic demands, leaving little or no time for rest. However, getting enough sleep is crucial for you to be able to focus on your studies. Sleep also helps improve mood and regulate stress. Create healthy sleep habits by establishing a sleep routine, avoiding caffeine intake before bed, and sleeping in a quiet, dark, and cool environment. 02
Connect with Others. Feeling isolated can worsen mental health issues. Connecting with others, even if it’s just a simple chat with a friend, can help boost your mood. Joining student clubs and organizations that align with your interests can help you be part of a community. Connecting with people who share similar interests can help you form meaningful relationships, reduce loneliness and improve mental health. 03
Take Breaks . As a student, it’s easy to get caught up in the academic workload, forgetting to take breaks. It’s essential to take a break occasionally and recharge. Taking breaks can help improve academic performance, reduce stress and help you relax. Consider taking a walk, getting some fresh air, or engaging in a hobby during breaks. 04
05 Seek help. If you’re feeling overwhelmed, stressed, or depressed, don’t be shy about seeking help in your school building. Reach out to your Classroom Teacher, School Counselor, Social Worker, or School Psychologist. Do not hesitate to reach out for help if you feel the need.As you journey through this academic school year, always remember that prioritizing your mental health is essential. Consider practicing mindfulness, getting enough sleep, connecting with others, taking breaks, and seeking professional help when necessary. These tips and tricks can help you improve your mental health, academic performance and quality of life. Take care of yourself and remember, it’s okay not to be okay.